Blog

Keep Your Vehicle Safe with Reliable Car Insurance

You need car insurance in Surrey. Well, you need car insurance in Canada. It is the law that every car that you drive on the road must have basic coverage for third party liability and accident benefits. The basic coverage can also take care of coverage for when the other driver has little or no insurance. So finding that kind of car insurance in Surrey should be easy, since you now know exactly what the government requires you to have. However, there are other things to consider when you are getting car insurance in Surrey that don’t get covered in the basic package. So, here are some things to think about when looking for car insurance in Surrey.

What Kind Of Car You Have

The price and age of your car can affect what you are going to pay for insurance. Remember, when a high-end car is in an accident, you w  ill be paying high-end repair bills. ICBC will cover only what they are obliged to pay, so if you have an expensive car, you might want to look into more coverage than the basic amount required by law. When you are behind the wheel of your luxury car, you control what you do, but you can’t control the other drivers or people in parking lots.

How Much You Drive

This is also something to think about when picking your car insurance in Surrey. If your car is more than just the way you get to and from work, you will need more insurance. If you use your personal car during the work day, for office errands or other tasks, such as deliveries or pickups, you will need to make sure you are covered. It is a bit of a higher premium, but it does mean that if anything goes wrong while you are on the clock, you are covered.

The fact of the matter is, that though the basic coverage by law is simple enough, you need to consider plenty of other factors when shopping for car insurance in Surrey. The best thing to do is to go to a broker like Prime Insurance, where they have made car insurance in Surrey their business. A place like that will be able to inform you about any and all options you have for car insurance. The last thing you want to think about at the side of the road after an accident is whether you are insured enough. Take action now.