Blog

19 2018

Why You Need Boat Insurance

by admin

It’s been a long winter. Nobody knows this more than recreational boat owners. Being out on the water is one of the most joyful things about summer. When the sun is out and the top is down, it can be one of the most relaxing ways to spend a day. However, should your boat get into an accident, it can be an extremely stressful experience.

Today, we are here to talk to you about the many benefits of boat insurance. At Prime Insurance, we are a family-owned independent insurance broker, providing insurance services to clients across BC. We offer all types of insurance, both commercial and personal, including the aforementioned boat insurance.

It’s Part of An Investment

Boats are not cheap. Those who own one usually save up for many years in order to be able to afford it. That is not to say that it is not a worthwhile spend. People get invaluable joy out of spending time on their boat. If the boat is damaged in an accident, they might not be able to afford to repair or replace it. Boat repair can cost big bucks and parts aren’t always readily available, meaning you might have to spend even more ordering them. At Prime Insurance, we tell customers to see boat insurance as part of their initial investment when purchasing the boat. Boat insurance will cover damage costs, so is certainly a worthwhile spend. With boat insurance you are prolonging the amount of time that you can spend enjoying your boat for a relatively small cost.

Boating Can Be Dangerous

While it is mainly a very relaxing and enjoyable activity, there are many dangers associated with being on or near a boat. We must always take precautions when being on the water, such as wearing a life jacket or not standing too close to the edge, or swimming close to the rotor. Boat insurance acts as another precaution should you or somebody get injured while on your boat. Don’t put yourself or the people on board your vessel at risk. Make sure that you have boat insurance, so that in the event of an emergency you are covered.

For more information on boat insurance, such as rates and the levels of boat insurance that we offer, contact us today. We want to make sure that you get the most out of your summer and can spend as much time on the water as possible without having to worry.