Condo Insurance

Condo Insurance In Surrey, Vancouver, Lower Mainland

Condo ownership involves unique insurance concerns, with multiple policies in place, including the community condo insurance, and your personal insurance.  It is important to ensure that, between the policies, your home and belongings are adequately protected, with no gaps in the coverage.

There is a level of security to being part of the condo community, knowing that many of the responsibilities of homeownership are taken care of, but your condo insurance is one area that must be looked at individually. Your personal insurance should provide extra liability insurance, above and beyond what the master condo insurance includes, or there is the potential for liability and inadequate protection if your policy is lacking.

As well, if you have not carefully evaluated the coverage of the communal policy, as well as your personal policy, you may be unnecessarily overpaying for double coverage in some areas.

Striking the correct balance of condo insurance coverage, making sure you are protected against liability and loss while avoiding overpaying for redundant coverage, is the goal.

If you own a home in a building or development with joint property ownership, then condo insurance is the correct coverage for you.  At Prime Insurance, we will help you review your coverage and ensure that you have all your bases covered, with a personal insurance policy that picks up where the condo association’s policy leaves off.

Contact us today for condo insurance in Surrey, Vancouver, Langley, White Rock, Delta, Richmond, Maple Ridge, Coquitlam, Burnaby, North Vancouver, West Vancouver, and across the Lower Mainland.  We will tailor your condo insurance, so you have the ideal coverage at the most affordable rates possible.