Faq

Yes, most policies include navigational limits that extend into the US. It’s important to confirm your specific policy’s range with us before you go.

Discounts are often available for having approved safety courses, a clean claims record, professional certifications (like PCOC), and bundling with your other policies.

Yes. Keeping your policy active during layup is crucial to protect against fire, theft, vandalism, and storm damage while your boat is in storage.

No. Your truck’s policy only provides liability coverage for the trailer while it’s being towed. It won’t cover theft, damage, or contents.

Yes. Unlike auto insurance, a proper RV policy is designed to protect the personal contents inside your unit, just like a home.

Yes, it is highly recommended. You can reduce your coverage to save money, but keeping fire and theft protection is crucial to protect your investment.

This is exactly what campsite liability is for. This essential part of your RV policy helps protect you financially if a guest is injured.

Yes. Specialized RV insurance is designed to cover these attached accessories, which are typically not covered under a standard auto policy.

Yes, you need a “full-timer’s” policy. This provides more comprehensive, home-like coverage for personal liability and belongings, tailored to a year-round lifestyle.

Yes, it is. Just like a car, your motorcycle must have at least the basic Autoplan insurance to be legally on the road in BC.

Insurers view motorcycles as higher risk due to accident frequency and theft rates. As brokers, we shop multiple providers to find you the most competitive rates.

Yes. Discounts are often available for experienced riders, approved safety courses, and bundling with other policies. We’ll find every discount you qualify for.

You can’t pause your policy, but you can remove the “on-road” coverage like collision to save money, while keeping fire and theft protection active.