Welcome To Prime Insurance
We’ve Got You Covered. Drive with Confidence.
In difficult moments, the right auto insurance can make all the difference. From repair bills to medical care, it helps you recover quickly and get back on the road with confidence.
You can now renew or make changes to your ICBC Autoplan policy online with Prime Insurance
Renew My PolicyChange Your Policy
*Some conditions apply. Learn more about ICBC Online Renewals.
Trusted Local Insurance Broker Since 1994
About Us
At Prime Insurance, we’ve been proudly serving clients throughout British Columbia for over 30 years. Located in the heart of Fleetwood, Surrey, we’re an independent, family-owned brokerage offering personalized insurance solutions with honesty, transparency, and care.
Our first Autoplan policy was drawn in 1990—and we’re proud that we’re still serving our very first client, to this day.
Plans That Protect. Service That Cares.
Whether you're in Vancouver, Langley, or Port Coquitlam, Prime Insurance is your go-to insurance broker in BC. From ICBC Autoplan renewals to home and business coverage, we make insurance easy — no matter where you are.
We’ve Got You Covered. Drive with Confidence.
Auto Insurance
In difficult moments, the right auto insurance can make all the difference. From repair bills to medical care, it helps you recover quickly and get back on the road with confidence.
Time to renew or make changes to your ICBC policy?
You can now renew or make changes to your ICBC Autoplan policy online with Prime Insurance
Renew My PolicyChange Your Policy
*Some conditions apply. Learn more about ICBC Online Renewals.
Don’t Risk Your Home & Financial Security
There are so many unpredictable events that can occur, which can cause significant damage to your home, or put it at risk of being lost. Having the right home insurance can make all the difference.
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Security for Your Family
None of us want to contemplate our own demise, but while it is unhealthy to excessively worry about our mortality, it is certainly beneficial and necessary to be adequately covered by life insurance.
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Protect Your Business. Preserve Your Future.
When you run a business, you take a responsibility, not just for making the business successfu, but also for ensuring that your business is protected against threats and against potential liability.
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Stress-Free Coverage Starts Here
With changes in your life, your insurance needs also change, so it is important to ensure that your coverage meets your current needs.
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Get in Touch With Us
We’re open daily to help you find the right coverage or make updates to your current policy.
Real stories. Genuine service. Lifelong trust.
We’re proud to serve thousands of British Columbians—many of whom have been with us for decades. Here’s what a few of them have to say
Susan B.
Excellent service. Kul was great, very personable. Took the time to look thru my insurance options and even get me extra discounts. Definitely will recommend and use Prime Insurance from now on.
Absolute Motor Cars
I been using this location for my business for years, great customer service and knowledgeable people.
Britny N.
We have been buying house, car and travel insurance for the last 25 years. Kul is very helpful and knowledgeable. He goes the extra mile to treat his customers, the whole team treats their customers like there own family
Navrose Bains
I was so pleased with the great service and the advice given to me. I also always recommend them to family and friends. They never disappoint. So hard to come by these days. Probably the best shop in Surrey for insurance.
Sithabile Chibangu
Excellent services received, attended on time, explain everything for clarification and I felt like a very great valued customer. Will definitely refer and recommend this location to my family and friends. Rating 9/10.
Navjot Jhajj
Excellent service. Sharan is very friendly and knowledgeable. Got answers to all my questions. Highly recommend this place.
Eduardo Nasser
Best insurance agents to deal with! Polite and understanding. Kul senior is the best
trishla devi
Prime Insurance is the best Kuljeet is so knowledgeable friendly & always available to answer questions or help. They are also open extended hours to help I also got a very good price for my home insurance along with the best coverage for my house insurance
Rob Castano
I’ve been dealing with this company for 6 years now and I’ve insured 3 vehicles each year from them. The service is excellent and they will come to me if required as they have mobile service. I highly recommend them.
Ben Akinkeyin
People think all insurance places are the same, this is not true based on my experience. Prime Insurance is the best. Period.
JUSTCO AUTO
Always a pleasure to work with these guys! We appreciate the hard work they do for our business every day!
Carmen Back
Awesome service…very knowledgeable and helpful. Took time to answer all questions and was joking with us
ryan gerlach
Very good service, very knowledgeable and saved me some money on my car insurance, couldn’t ask for more.
Mike Woo
I have been using Prime Insurance for 6 years. They provide fast excellent service. The agents are pleasant and funny. The mastermind’s behind the operation Kull Sr. and Kull Jr. are the best. I highly recommend them for all your insurance needs.
Our Blogs
From understanding your ICBC renewals to choosing the right home or business insurance, our blog breaks down complex topics into clear, helpful tips
April 6, 2026
February 27, 2026
February 12, 2026
February 5, 2026
January 18, 2026
Our outstanding service and insurance expertise has earned us a reputation for excellence and a wide-ranging client base across the lower mainland, and throughout the province of British Columbia. No matter where in BC you are located, Prime Insurance Ltd will make sure you’re covered, with personal and commercial insurance plans that protect your family, home, business, and other property.
Below are some of the communities we serve, but regardless of your location in BC, we are here to meet your insurance needs.
FAQ’s
You should renew your ICBC insurance before your current policy expires to avoid any coverage gaps. Renewal notices are typically sent 30 days prior to expiry.
Yes. Unlike auto insurance, a proper RV policy is designed to protect the personal contents inside your unit, just like a home.
Yes. Specialized RV insurance is designed to cover these attached accessories, which are typically not covered under a standard auto policy.
Yes, most modern cargo policies are “warehouse to warehouse” and provide continuous coverage, including during the processes of loading and unloading.
Not under a basic policy. We can add specific coverage for your after-market parts and accessories to ensure your full investment is protected from loss.
