ICBC expiring soon? Driving after your ICBC expires leaves you uninsured and subject to penalties. Renew by phone in minutes — call (604) 582-0557 or request a callback.

Prime Insurance • Fleetwood, Surrey • Since 1994

ICBC Autoplan, Home, Business & Life Insurance in Surrey — One Fleetwood Office Since 1994.

ICBC Autoplan costs the same at every broker in BC. How it's handled is the only thing that's different. Prime is a family-owned insurance brokerage in Surrey, handling your ICBC, home, business, and life from the same Fleetwood office since 1994 — real local advisors who answer the phone.

Open until 9 PM weeknights · Open 7 days including Sunday · Most ICBC renewals done by phone in minutes.
English · Punjabi · ਪੰਜਾਬੀ · Hindi.

★★★★★ 4.8 stars · 600+ client reviews

Not sure where to start? Call once and we’ll route you to the right advisor for ICBC, home, business, life, or travel.

12 licensed advisors · Open early, open late, 7 days a week

Home, business, life, ICBC One local office
ICBC by phone Often no office visit needed
600+ Google reviews Real, verifiable proof
4.8★ · 600+ Google Reviews Real local client feedback you can verify.
Local Fleetwood Office One established Surrey location, not a call centre.
Authorized ICBC Broker Licensed local help for renewals, changes, and questions.
Serving Surrey Since 1994 Same community, same office, same long-term continuity.

Insurance Services in Surrey, BC

As a Surrey-based insurance brokerage, we help local drivers, homeowners, families, and businesses with complete coverage — all from one team and one phone number.

Surrey Home Insurance

Coverage shaped around your property, your family, and the way you actually live.

  • Houses, condos, rental properties, and landlord coverage
  • Tenant and seasonal insurance available
  • Independent advice across multiple BC insurers
Home insurance in Surrey →

Business & Commercial Insurance

Commercial coverage explained clearly and set up properly from the start — fewer surprises later.

  • Contractors, retail, restaurants, and service businesses
  • Commercial vehicles, fleet, and trucking coverage
  • Liability explained clearly — no jargon, no filler
Commercial insurance for Surrey businesses →

Life & Family Insurance

Straight answers on life, critical illness, and long-term planning for the people who depend on you.

  • Term, permanent, and critical illness options
  • Mortgage and income-replacement planning
  • Business succession and key-person coverage
Life insurance for Surrey families →

Travel Insurance

Coverage for trips, visitors to Canada, and Super Visa applicants — arranged before you travel.

  • Emergency medical for trips outside BC
  • Visitors to Canada & Super Visa medical
  • Single-trip and multi-trip options
Travel insurance for trips & visitors →

You can go anywhere for insurance in Surrey. That's not the real decision.

The real decision is whether it's set up properly now — or creates problems later when you need to make a claim, make a change, or renew in a hurry.

If you want the cheapest-looking option, Surrey has plenty. If you want a real office that answers, explains, follows up, and takes responsibility — call Prime.

Call Now — (604) 582-0557

ICBC is the same everywhere. How it's handled isn't.

Prime Insurance has served Surrey drivers, families, and businesses from the same Fleetwood office since 1994 — same team, one phone number, one accountable office for your ICBC, home, business, and life. No call centre. No starting over every renewal.

Since 1994

Family-owned Fleetwood office. Same team next renewal.

4.8★ · 600+ Google Reviews

Real Google reviews from local families and businesses.

One office, every policy

ICBC, home, business, and life — often handled in minutes by phone.

English · Punjabi · ਪੰਜਾਬੀ · Hindi

Speak with an advisor in the language you're most comfortable in.

4.8 stars across 600+ Google reviews.

600+ verified Google reviews from local clients. People don't stay with the same insurance brokerage by accident — they stay because it works.

Every review shown here is a real Google review from a Prime Insurance client — publicly posted and easy to verify.

★★★★★
"Only took a few minutes to get my renewal done over the phone. Clear instructions and communications. Very pleasant agent — very streamlined operation!"
T
Trevor Dupp
Google Review · Surrey, BC
★★★★★
"I've been doing business with Kul Shergill and his family for almost 30 years. Prime Insurance is a family run business and they have always been fair and honest. They work hard to find us the best policy available."
R
Roland van Kaauwen
Google Review · Local Guide
★★★★★
"I have been insuring with Prime Insurance since they started — and with Kul even before he started Prime Insurance. I have not found anyone better through all these years. They will give you the right advice no matter what."
S
Surinder Clair
Google Review · Surrey, BC
Kul Shergill, Founder & Senior Advisor of Prime Insurance
"I've been licensed in life insurance in BC since 1988 and I've run this Fleetwood office since 1994. I personally train every advisor here. When you call Prime, you're speaking with someone I've taught — not a call centre."

Kul Shergill

Founder & Senior Advisor · B.Sc., Cert. Ed. · IBABC & Surrey & White Rock Board of Trade

Straight answers to what Surrey drivers and homeowners ask us most.

If your question isn't covered below, the fastest way to get a real answer is a phone call.

Call (604) 582-0557 →

Are ICBC Autoplan rates the same at every broker?

Yes. Basic ICBC Autoplan rates are set by ICBC and are identical at every licensed broker in BC. The difference is how your policy is explained, set up, and handled when something goes wrong.

Can I renew my ICBC Autoplan without visiting the office?

Yes. Prime Insurance handles most ICBC Autoplan renewals by phone — usually in minutes. You can also walk in to our Surrey office at 150-8888 152A St — no appointment needed.

How do I renew my ICBC in Surrey after work?

We are open until 9:00 PM Monday through Friday, until 6:30 PM on Saturday, and until 5:30 PM on Sunday. Most eligible renewals can be handled quickly by phone.

What types of insurance does Prime Insurance offer?

Prime Insurance offers ICBC Autoplan, home, condo, tenant, landlord, business, commercial, trucking, life, and travel insurance — all from one Surrey office.

Is Prime Insurance open on weekends?

Yes. We are open 7 days a week, including Saturdays and Sundays. Saturday hours are 8:30 AM to 6:30 PM and Sunday hours are 10:00 AM to 5:30 PM.

Can I switch my ICBC Autoplan or home insurance to Prime?

Yes. You can choose Prime when your ICBC is up for renewal or for any eligible Autoplan transaction — we handle the paperwork. For home or commercial, we time the switch to your current policy's renewal date to help you avoid paying twice or leaving a gap.

Open when you actually need us.

Before work, after work, or on the weekend — the hours below show exactly when you can reach us.

Business Hours

Monday8:30 AM – 9:00 PM
Tuesday8:30 AM – 9:00 PM
Wednesday8:30 AM – 9:00 PM
Thursday8:30 AM – 9:00 PM
Friday8:30 AM – 9:00 PM
Saturday8:30 AM – 6:30 PM
Sunday10:00 AM – 5:30 PM

Open early at 8:30 AM. Open late. Open 7 days a week.
Walk-ins welcome — no appointment needed. This is not a slogan — it is a real advantage for clients who cannot take time off to sort out their insurance.

Visit Prime Insurance

150-8888 152A St, Surrey, BC V3R 0V7.
Serving Surrey and the Lower Mainland from one long-standing local office in Fleetwood.

Prefer not to call right now? Send a quick request and a local advisor will get back to you promptly during office hours.

Meet the local Fleetwood team behind Prime Insurance

Same Fleetwood office since 1994. More than 600+ real Google reviews. Clients come back because they can speak with familiar local advisors who know their file, know Surrey, and are still here when renewal time comes around.

Kul Shergill Founder & Senior Advisor English · Punjabi · Hindi

🗣 English · Punjabi · Hindi spoken here

We finish what we start.

Call or walk in before we close and we'll take it as far as we can that day — renewal, change, quote, or question. Most things are done on the spot; some need documents or insurer approval. No "come back tomorrow" as our default.

It's the way we've run this office since 1994, and it's why clients stay.

Serving Surrey, Fleetwood, and the Lower Mainland from one Fleetwood office, since 1994.

Prime Insurance is based in Fleetwood at 150-8888 152A St, and has served Surrey and the Lower Mainland from this same office since 1994. Most renewals, changes, and questions are handled by phone — you rarely need to come in.

Clients come to Prime from across Surrey and the Lower Mainland: Fleetwood · Newton · Guildford · Cloverdale · Whalley · South Surrey · Langley · Delta · Burnaby.

What to have ready.

For most ICBC renewals you just need your renewal notice or plate number and your driver's licence. Not sure what you need? Call (604) 582-0557 — we'll tell you in a minute whether it can be handled by phone. Full document lists for each type live on their own pages, like ICBC renewals, home insurance, and commercial insurance.

Speak with a Surrey insurance advisor who can handle more than one policy.

Whether you need ICBC, home, business, life, or a second opinion on your current coverage, you can speak with a licensed local advisor who answers the phone and follows through.

(604) 582-0557

Prefer not to call right this second? Send a quick request and a real Surrey advisor will follow up during office hours with help on home, business, life, or ICBC.

Open Mon–Fri 8:30 AM–9 PM  ·  Sat 8:30 AM–6:30 PM  ·  Sun 10 AM–5:30 PM