Prime Insurance · Fleetwood, Surrey
ICBC Autoplan, Home, Business & Life Insurance in Surrey — One Office Since 1994.
ICBC Autoplan costs the same at every broker in BC. How it’s handled is the only thing that’s different. Prime is a family-owned brokerage handling your ICBC, home, business, and life from one Surrey office — real local advisors who answer the phone.
Open 7 days · evenings until 9 PM. Most eligible ICBC renewals done by phone. English · Punjabi · ਪੰਜਾਬੀ · Hindi.
Call to Renew ICBC — (604) 582-0557 Request a Callback / Get a Quote
During office hours, your call is answered directly by a licensed advisor — no phone tree, no voicemail, no answering service.
Other insurance: Home · Business · Life · Travel · Auto Dealers
What happens when you call
Three steps. Usually one call.
Call or walk in. No appointment needed, no phone menu to navigate.
A licensed advisor answers and confirms exactly what’s needed for your transaction.
Done on the spot — or your exact next step explained. No “come back tomorrow” as our default.
ICBC · Home · Business · Life · Travel
Insurance Services in Surrey, BC
ICBC Autoplan Renewal Most common
Renewals, changes, and replacements handled in office or by phone. Most eligible renewals are done in minutes, and you can renew up to 44 days before your expiry.
Call (604) 582-0557
How ICBC renewals work in Surrey →
Renewing after work? Open-late ICBC →
Not due yet? Save A Trip — free renewal reminders →
Surrey Home Insurance
Coverage shaped around your property, your family, and the way you actually live.
- Houses, condos, rental properties, and landlord coverage
- Tenant and seasonal insurance available
- Independent advice across multiple BC insurers
Business & Commercial Insurance
Commercial coverage explained clearly and set up properly from the start — fewer surprises later.
- Contractors, retail, restaurants, and service businesses
- Commercial vehicles, fleet, and trucking coverage
- Liability explained clearly — no jargon, no filler
Commercial insurance for Surrey businesses →
Auto dealer? On-site Autoplan, plate transfers, and garage policies →
Life & Family Insurance
Straight answers on life, critical illness, and long-term planning for the people who depend on you.
- Term, permanent, and critical illness options
- Mortgage and income-replacement planning
- Business succession and key-person coverage
Life coverage guided personally by our founder — licensed in BC life insurance since 1988.
Travel Insurance
Coverage for trips, visitors to Canada, and Super Visa applicants — arranged before you travel.
- Emergency medical for trips outside BC
- Visitors to Canada & Super Visa medical
- Single-trip and multi-trip options
Why Prime
The policy matters. So does how it’s handled.
Prime has served Surrey drivers, families, and businesses from the same office — same team, one accountable office for your ICBC, home, business, and life. The real decision is whether your insurance is set up properly now, or creates problems later when you need to claim, make a change, or renew in a hurry.
What clients say
4.8 stars across 600+ Google reviews.
Real reviews from local clients — posted publicly on Google and easy to verify.
“Only took a few minutes to get my renewal done over the phone. Clear instructions and communications. Very pleasant agent — very streamlined operation!”
“I’ve been doing business with Kul Shergill and his family for almost 30 years. Prime Insurance is a family run business and they have always been fair and honest. They work hard to find us the best policy available.”
“I have been insuring with Prime Insurance since they started — and with Kul even before he started Prime Insurance. I have not found anyone better through all these years. They will give you the right advice no matter what.”
“I was a teacher before I was ever licensed in insurance, and I’ve held my BC life licence since 1988. I still teach — I train every advisor in this office personally. When you call Prime, you’re speaking with someone I taught.”
Common questions
Straight answers to what Surrey drivers and homeowners ask us most.
What if my ICBC has already expired?
Stop driving and call us. An expired policy means the vehicle is uninsured on the road. Most reinstatements and renewals are handled the same day, often by phone.
Can Prime help before my current policy expires?
Yes. Call with your plate number or policy details. A licensed advisor will confirm whether we can handle the transaction now or at renewal, what documents are needed, and how to avoid a coverage gap.
What do I need to bring or have ready?
For most ICBC renewals, just your renewal notice or plate number and your driver’s licence. For home or commercial, your current policy documents help. Not sure? Call now and we’ll tell you exactly what’s needed.
Do you handle out-of-province vehicles and imports?
Yes — inspections, registration, and Autoplan for vehicles arriving from other provinces or imported to BC. See our out-of-province & imports page for the full checklist.
Why renew with Prime if ICBC rates are identical everywhere?
Because the rate is the only thing that’s identical. How your policy is set up, explained, and handled when something goes wrong is up to the brokerage. At Prime, a licensed advisor answers your call, knows your file, and takes responsibility for getting it right.
When we are open
Open when you actually need us.
| Monday | 8:30 AM – 9:00 PM |
| Tuesday | 8:30 AM – 9:00 PM |
| Wednesday | 8:30 AM – 9:00 PM |
| Thursday | 8:30 AM – 9:00 PM |
| Friday | 8:30 AM – 9:00 PM |
| Saturday | 8:30 AM – 6:30 PM |
| Sunday & stat holidays | 10:00 AM – 5:30 PM |
Open early. Open late. Open 7 days a week. Walk-ins welcome — no appointment needed.
Visit Prime Insurance
150-8888 152A St, Surrey, BC V3R 0V7
Call now Open in Google Maps Request a Callback
We finish what we start.
Call or walk in before we close and we’ll take it as far as we can that day — renewal, change, quote, or question. Most things are done on the spot; some need documents or insurer approval.
The team
Meet the local team behind Prime Insurance
Clients come back because they can speak with familiar local advisors who know their file, know Surrey, and are still here when renewal time comes around. Kul Shergill — Founder & Senior Advisor · English · Punjabi · Hindi.
Where we serve
Serving Surrey, Fleetwood, and the Lower Mainland.
Most renewals, changes, and questions are handled by phone — clients come to Prime from across the region: Fleetwood · Newton · Guildford · Cloverdale · Whalley · South Surrey · Langley · Delta · Burnaby.
Home insurance in Surrey → ICBC renewal in Surrey → Business insurance in Surrey →
Speak with a Surrey insurance advisor who can handle more than one policy.
Talk to a Real Surrey Advisor Request a Callback / Get a Quote
Prefer not to call right this second? Send a quick request and a local advisor will follow up during office hours.