ICBC Fleet Insurance in Surrey.
Done the way an experienced fleet advisor should do it.
A named advisor on every file. A 2-hour APV47 and Certificate of Insurance guarantee. Open every evening and every weekend — because your business doesn't stop at five. Fleet expertise since 1994.
ICBC Fleet Insurance is the same everywhere.
How it's handled is not.
One advisor on your file. Named. Reachable.
At most brokerages, a fleet file routes through a shared inbox, a round-robin queue, or whoever picks up that day. When your claim hits, you're explaining yourself to someone new.
At Prime, your fleet is handled by one named senior advisor — from quote, to renewal, to every CoI request, to every coverage question along the way. You have their direct line. You have their direct email. You know their name.
Four reasons Surrey fleet owners choose Prime over the chains.
Prime is not the biggest brokerage in BC. That's exactly why fleet owners keep coming back.
Family-Owned Since 1994
Same family. Same office. Same phone number. The advisors who quoted your fleet are still here when you renew — and when something goes wrong.
2-Hour APV47 & CoI
Every in-force fleet policy comes with a two-hour turnaround on APV47s and Certificates of Insurance. Guaranteed. Because your worksite is waiting.
Open 7 Days, Until 9pm
Most commercial brokers close at 5pm. We don't. We're here every evening and every weekend — because owner-operators don't work banker's hours.
Punjabi & Hindi Service
The majority of our licensed advisors speak Punjabi and Hindi. Your policy, your questions, your coverage — in the language you're thinking in.
Your advisor shouldn't close before you do.
If you're driving until six and doing paperwork at seven, your advisor being closed at five isn't a schedule — it's a problem. We solved it by staying open.
Every evening. Every Saturday. Every Sunday. Same phone number, same team. You'll get a licensed advisor, not a voicemail.
Sometimes a fleet client calls late in the evening — they need an APV47 or a certificate for first thing the next morning. If the policy's in force and we've got what we need, we get it back to them that night. Most people aren't used to that after hours.
The language your drivers speak. The language your business operates in.
Surrey's trucking, delivery, and contractor industries are built on Punjabi- and Hindi-speaking operators. Most of our licensed advisors grew up in these communities — and work in them every day.
Call us, and you'll reach an advisor who can walk through your ICBC Fleetplan, your CoI requirements, and your coverage — in your language. No interpreter. No friction.
ਸਾਡੇ ਜ਼ਿਆਦਾਤਰ ਸਲਾਹਕਾਰ ਪੰਜਾਬੀ ਬੋਲਦੇ ਹਨ। ਆਪਣੀ ਫਲੀਟ ਇੰਸ਼ੋਰੈਂਸ, ਕਵਰੇਜ, APV47, ਜਾਂ ਸਰਟੀਫਿਕੇਟ ਆਫ਼ ਇੰਸ਼ੋਰੈਂਸ ਲਈ ਸਾਨੂੰ 604-582-0557 'ਤੇ ਕਾਲ ਕਰੋ। ਅਸੀਂ ਹਫ਼ਤੇ ਦੇ ਸੱਤੇ ਦਿਨ ਖੁੱਲ੍ਹੇ ਹਾਂ।
हमारे अधिकांश सलाहकार हिन्दी बोलते हैं। अपने फ्लीट इंश्योरेंस, कवरेज, APV47 या सर्टिफिकेट ऑफ इंश्योरेंस के लिए 604-582-0557 पर कॉल करें। हम सप्ताह के सातों दिन खुले हैं।
Fleet insurance for every operation across Surrey & the Lower Mainland.
From a single delivery van to a hundred-truck operation. Amazon DSPs, traffic management crews, long-haul trucking, contractors, couriers, and specialty fleets — ICBC Fleetplan, private optional coverage, cargo, and CGL, structured together, not bolted on. Fleet is one part of our commercial insurance lineup.
01Trucking & Transport
Short-haul, long-haul, cross-border. Power units, trailers, interswitching rigs. ICBC Fleetplan plus cargo and excess liability, structured for owner-operators and large fleets alike. Trucking insurance in Surrey →
02Amazon DSP Fleets
Branded Amazon vans — Rivian, Transit, Sprinter. DSP operations need insurance that keeps up with daily driver rotation, weekly vehicle add/remove, and Amazon's certificate-holder requirements. We handle DSP books across Surrey and the Lower Mainland.
03Traffic Management Companies
TCP pickups, lead and tail trucks, attenuator (TMA) units, signage trailers, arrow boards. MOTI-compliant coverage with the $5M–$10M liability limits public-works contracts require — plus rotating APV47s for every new work zone.
04Contractors & Trades
Plumbers, electricians, HVAC, framers, concrete. Fleet coverage that pairs cleanly with your Commercial General Liability and your tools-and-equipment policy — one advisor, one renewal. Contractor insurance in Surrey →
05Courier & Last-Mile Delivery
Independent courier, e-commerce last-mile, food and medical delivery. Coverage built around frequent driver turnover, multi-driver policies, and CoI-heavy contracts with shipper clients.
06Taxi, Rideshare & Specialty Fleets
ICBC's specific rate class for passenger-carriage fleets — plus tow trucks, moving vans, dump trucks, and the mixed specialty fleets that don't fit a single category. Proper classifications, proper limits, no personal-use coverage gaps.
You file the claim with ICBC. You shouldn't have to guess about your coverage.
An ICBC fleet claim is reported directly to ICBC — by phone through ICBC Dial-a-Claim, or online. We don't sit between you and ICBC. What we do is make sure you know exactly what your policy covers before you report, point you to the right number, and keep your APV47 and Certificate of Insurance paperwork current so nothing on our side slows you down.
Know your coverage first
Call the same number you've always called. A licensed advisor walks you through exactly what your policy covers — your deductible, whether you have replacement or rental coverage, and how a claim could affect your renewal discount — so you report to ICBC knowing your position, not guessing.
Answered liveYou report directly to ICBC
You report the claim to ICBC yourself — by phone through ICBC Dial-a-Claim at 1-800-910-4222 (toll-free) or 604-520-8222 in the Lower Mainland, or online at icbc.com. We make sure you have the coverage details to give them before you call.
Reported to ICBCPaperwork stays current
Need an APV47 for a replacement unit, or a CoI for a different certificate holder while a vehicle is off the road? That part is ours — issued inside our 2-hour window.
Within 2 hrsCoverage questions, anytime we're open
As the claim moves through ICBC, call us to understand your coverage, your options, or the impact at renewal. The claim is between you and ICBC — the coverage answers come from us.
Whenever we're open21 years. 30 years. Since 2017. Fleet relationships that stick.
Six real Google reviews from named Prime clients — the kind that name the business, describe the operational problem, and explain exactly why they keep renewing. A different kind of testimonial than you'll find on a chain's fleet page.
"Kul and the team at Prime Insurance are the best! We have our full fleet insurance as well as our personal vehicles (7 vehicles and 3 trailers) all insured with them. They provide super fast, efficient and friendly service that keeps our vehicles and crews safe and on the road. If you want to have the most hassle-free service, definitely go with Prime Insurance!"
"I own a logistics company providing last-mile delivery services in the Lower Mainland. Kul has been supporting my ICBC insurance needs since 2017. My business requires us to add and remove policies for leases and rental vans throughout the year based on volume. Kul cuts out the headache of dealing with these ongoing changes, delivers my plates and renewals, and recommends ways I can save money."
"I've been working with Prime Insurance Centre in Surrey for over 21 years through my business, BM Truck Sales. Whenever I sell a truck, I often bring the customer directly to their office to arrange the ICBC Autoplan insurance. Their team understands commercial trucks, vehicle insurance, and fleet coverage, and they consistently take great care of my customers."
"I've trusted Kul and the team at Prime Insurance for over 30 years, even before Prime Insurance was established. They continue to be our go-to insurance broker in Surrey for all our business and personal insurance needs — dump trucks and commercial trailers, builder's risk and commercial property, renewals, transfers, and changes."
"Have been using Prime for our fleet of vehicles for a number of years and have always had such an amazing experience from Kulwinder and Kuljeet. Always have had the best service and very knowledgeable staff in answering all my questions. A pleasure dealing with a family-owned business."
"I have dealt with Prime Insurance for many years and will continue to have them do all my fleet insurance for my transport company. The team is always knowledgeable on all my needs. They are open 7 days a week and also open late during the week. A family-run business that cares. Mobile service is available too."
The questions fleet owners actually ask.
Quick, direct answers. For anything specific to your operation, pick up the phone — we'd rather talk it through.
How many vehicles qualify for ICBC Fleetplan?
How is the ICBC fleet discount calculated?
What's the difference between an APV47 and a Certificate of Insurance?
How fast can you issue an APV47 or a Certificate of Insurance?
Do you handle both ICBC Fleetplan and private optional coverage?
What about cargo and commercial general liability?
How do you add or remove vehicles mid-term?
Can personal use be covered on a fleet vehicle?
What if I'm switching to Prime from another broker?
Talk to a fleet advisor right now.
We're open. A licensed advisor will answer. No queue, no call-centre, no forms you have to fill out first. Just pick up the phone.
604-582-0557